JOY NG
Managing timelines, shaping lifetimes.
Wealth Manager
Testimonial #1 : Hui Ying L.
I’m lucky to have Joy not just as one of my closest friends but also as the person I trust to keep my insurance and financial planning in check.
She’s always proactive about keeping me updated on my policies and letting me know if there’s anything I need to take note of, which is great because I'm definitely not the type to keep track of these things myself!
I really appreciate how patient and approachable she is, especially when it comes to explaining things I’m not too familiar with.
It’s nice knowing I can pretty much leave the insurance stuff to her and trust that she’s got me covered!
Testimonial #2: Sarah G.
I was initially skeptical and wary of insurance regarding whether it was useful or not for my future. The future had always seemed such a far-off and unknown thing. However, Joy helped me realistically think through my current finances and what it would mean in the future. I learnt that if my goal is to retire in peace with sufficient money, I can plan ahead for it and reach my goals with insurance.
Throughout the process, Joy has customized policies for me based on my circumstances and goals. She has also patiently and kindly explained the details I was unsure of before I agree to taking up any policy.
I feel Joy genuinely cares and wants her customers to think about their future and gladly helps them reach their goals.
Testimonial #3: Sherlynn O.
Joy is an absolute joy (heh) to be with – she takes the time to carefully understand my individual situation and provides me with tailored advice that best suits my current needs and risk profile.
She is deeply knowledgeable and is happy to go into detail when it comes to certain plans or aspects that I may appreciate the extra coverage on, or a plan that may suit me better.
I am grateful to have her as my adviser and she makes the effort to show her appreciation and that she deeply cares for my well-being, as well as that of my loved ones. Thank you for being you!
WHAT I DO
KNOWING YOU
Offering solutions before knowing you is like putting the cart before the horse. My first step is always to have a friendly chat over a meal or coffee.
To start off, what's your favourite place to get lunch?
KNOWING YOUR GOALS
What are you currently saving up for?
Who do you wish to give a peace of mind to?
When do you wish to retire?
With these questions and more, my goal is to ensure your needs are met and your wants are fulfilled.
STRUCTURING YOUR WEALTH
Is your portfolio aligned with your current priorities?
This is where I shine the most - by offering a free and non-obligatory portfolio review to make sure you're on the right track to retire in confidence.
ABOUT
MY STORY
In 2023, I gazed at the dreary scenery from my office window and thought to myself: "Everyday is a grind. I work so much only have 3 hours to myself per day, or else I have to sacrifice sleep. I don't even know if I can retire at 65. What am I even living for?"
I was 26; then severely burnt out and endlessly anxious for the future. I've worked since I was 15 and steadily saved the whole way, but it never felt enough. The thought of living off my savings in retirement terrified me. What if it ran out? What if I didn't account for something, and it's gone earlier than expected?
If the above resonated with you, please know that I'm now much happier and less worried, and I want the same for you too.
I left my job that same year and explored other options, but nothing gave me the sense of security I needed until I met my boss. She showed me what financial planning really meant and the weight immediately lifted of my shoulders. In fact, I started looking forward to the future... I started enjoying life again!
Now, I also want to spread the joy and guide everyone to proper financial planning so that we can all live life to the fullest together! ✧˖°
